Today's Rates

Conventional Loans
30 Year Local Servicing
 Rate  APR  Points
 3.375%  3.422%  0.000%
15 Year Local Servicing
 Rate  APR  Points
 2.625%  2.709%  0.000%
10 Year Local Servicing
 Rate  APR  Points
 2.625%  2.746%  0.000%
5 Year Portfolio ARM
 Rate  APR  Points
 2.990%  3.205%  0.000%
Jumbo Loans
30 Year Portfolio Jumbo Fixed Rate
 Rate  APR  Points
 3.625%  3.640%  0.000%
15 Year Portfolio Jumbo Fixed Rate
 Rate  APR  Points
 2.875%  2.901%  0.000%

Personalized Quote

Please be aware that the interest rate and fees quoted today represent a relatively perfect credit scenario. The actual interest rate and fees offered to you may vary based upon such factors as credit score, loan-to-value ratio, loan product, property type, and/or loan structure.

Interest rates remain effective until 3:00 pm of the day posted.
Rates Updated:
September 23, 2016 8:54 AM

Why choose us for your home loan

  • We offer a full array of mortgage options and our prices are competitive with those of any lender.
  • We're an independent community bank. We make decisions locally and quickly.*
  • We are one of the Dane County's few institutions that keep the servicing of mortgage loans local.*
  • We also offer VA, FHA, USDA Loan products which are not serviced by the State Bank of Cross Plains.
  • We'll meet you anywhere at your convenience.
  • First time home buyers may be eligible for the “Perfect Time to Buy” First Time Homeowner options.

    *VA, FHA, USDA loan products are not serviced by the State Bank of Cross Plains

It's a great time to Buy a New Home! Click here to find out how you can save $500 off your First Mortgage Closing Costs!